higher, that's why next week's fed meeting, don't worry, i won't make you read it, i'll let you know about the decisions accrue to make about buying or selling the home. the fed's interests in propping up the economy came about because of the great recession, that followed the housing market and that collapse land because of the collapse of lehman brothers. that happened five years ago. the effects of that housing collapse are being felt by many americans. maybe by you. one of those people is martin spalding, who invested in rental property with his father and lost on it. martin, thanks for being with us, your story is this story of this housing collapse. you were living if a louse in florida, you made some money when you sold it. you invested in property in pontiac, michigan. tell me the rest of that story. >> yeah, well you know, it was a story that's pretty common i think, among the investment community.